Support for budget management through a regional advisory organization.
* Support for people whose financial situation is precarious.
* Loans available (about $500) for the purchase of a non-recurring essential good or service when the capacity to repay is established (basic furniture, urgent medical care, work tools, relocation assistance, etc.).
* Partnership between the Caisses populaires Desjardins and ACEF.
Details on the service offer
The loan application cannot be submitted for recurring needs. Examples of ineligible needs are: rent, current accounts (cable, telephone, Hydro-Quebec, etc.).
people in financial difficulty
Province of Québec
have a referral from a community organization or a Desjardins caisse, agree to receive budget counselling, apply for the loan to cover an unexpected expense resulting from a non-recurring essential need, be able to repay the loan and be a member of a participating Desjardins caisse or agree to become one